Why LOVE Pay
Everything you need to accept payments
QR Code Payments
Customers scan, pay, done. No card readers, no hardware — just a QR code on your counter or screen.
Instant Settlement
Receive payments in LOVE instantly. No 3-5 business day delays — funds appear in your wallet immediately.
Only 1.5% Fee
Industry-lowest transaction fees. Compare with 2.5-3.5% from traditional payment processors.
2% Customer Cashback
Your customers earn 2% cashback in LOVE on every purchase — a built-in loyalty program at no cost to you.
Accept Payments Globally
No borders, no currency conversion fees. Accept payments from LOVE users worldwide.
Secure & Transparent
Every transaction is recorded on-chain. Full transparency, no chargebacks, no fraud risk.
How It Works
Start in 4 Steps
Register as Merchant
Create your LOVE account and activate your merchant profile in the dashboard.
Set Up Your Terminal
Access the POS Terminal — enter amounts and generate QR codes for each transaction.
Customer Pays
Customer scans QR code with their LOVE app and confirms payment with one tap.
Instant Payout
You receive funds in your LOVE wallet instantly. Track everything in your merchant dashboard.
Comparison
LOVE Pay vs. Traditional
Feature
LOVE Pay
Trad. Processor
Transaction fee
1.5%
2.5–3.5%
Settlement time
Instant
3–5 days
Hardware needed
None
Card reader
Monthly fee
Free
$20–50/mo
Customer loyalty
Built-in 2% cashback
Extra cost
Chargebacks
None
Common
International
Free, instant
High fees + delays
Merchant Plans
Grow with LOVE Pay
Starter
1.5%
Up to €5,000/mo
- QR payments
- Basic dashboard
- Email support
Growth
1.2%
€5,000–25,000/mo
- All Starter features
- Affiliate earnings
- Priority support
- Custom QR codes
Enterprise
0.9%
€25,000+/mo
- All Growth features
- API access
- Dedicated manager
- Multi-location support
Perfect For
Who can use LOVE Pay?
Currency Management
You decide how you receive payments
Receive in LOVE
All payments are credited directly to your LOVE balance. From there you manage your funds — swap on the exchange, spend in the ecosystem, or withdraw.
- Instant LOVE receipt
- Full control over funds
- Swap whenever you want
Auto-Convert to USDL
Enable auto-convert and every payment is automatically converted to USDL (stablecoin 1:1 with USD) upon receipt. From there you manage it yourself: keep USDL, swap for XLM or USDC and withdraw, or spend within the network.
- Protection from LOVE price volatility
- USDL stable 1:1 with USD
- Swap for XLM, USDC anytime
- Withdraw or spend in ecosystem
Auto-Convert to EURL
For EU merchants: enable conversion to EURL (stablecoin 1:1 with EUR, backed by EURC). Ideal for merchants operating in euros.
- EURL stable 1:1 with EUR
- Backed by EURC reserves
- Swap for XLM, USDC anytime
- No FX risk for EU merchants
Auto-Convert to BTC
Enable conversion to Bitcoin and store received funds in BTC. Ideal for long-term investors — your payments can appreciate over time. You can also spend your BTC anytime within the LOFI ecosystem.
- Long-term savings in BTC
- Potential for value growth
- Spend within the LOFI ecosystem
- Swap back anytime
Merchant Fund Flow
Join the LOVE Pay Community
Start accepting payments today. Free to register, no lock-in, no hidden costs.
Install the LOVE Pay app
Its own home-screen icon, separate from the LOVE Coin app. Opens full-screen and works offline.
- Android / Chrome: tap Install — the browser shows the prompt.
- iPhone: Safari → Share → Add to Home Screen.
- Works without a network (offline cache).
Offline mode
Store the LOVE Pay pages, icons and storefront badge on your device — the app opens with no network. Bill history is already saved locally. Executing a payment and live prices need a connection.
Automatic update: on launch (and when the connection returns) the app checks the online version and re-downloads stored assets only if it changed.
Storefront Sticker
Download the LOVE Pay badge and display it at your storefront so customers know you accept LOVE payments.
Download Badge
